You can stop receiving junk mail, credit card pre-approvals, and store cards pre-approvals etc. by going to Opt-Out Prescreen. This will stop the solicitation for 5 years.
Our information is being sold daily by companies that do pre-sreening on our credit reports. So, even though these are soft hits, (which do not effect our score), the credit companies are “suppose to” ask for our permission first.
This results in large amounts of junk mail everyday, in the form of pre-approved credit cards, store cards, “too good to be true promotions”, and yet another “great credit deal”!
Have all of the junk pre-screening stop for 5 years, by registering your address on this list. Its does ask for your personal information, which is how it matches your credit and removes you from the list.
Following these steps also helps cut back on credit fraud. You will no longer receive this type of mail in you mailbox, thereby eliminating the need for shredding or carelessly throwing it in the trash can where some credit card fraudster can steal your identity.
I have chosen to “Opt -Out” , and my junk mail has stopped!